Folio — Private Wealth, Simplified

A complete, production-ready digital wallet + investment platform you can ship under your own brand. Folio pairs a native Flutter app (iOS, Android & Web from one codebase) with a Laravel 13 + Filament 4 admin backend — wallets, deposits, withdrawals, peer transfers, investment plans, referrals, and a full operations console, all wired and ready.

This is not a template. It's the codebase behind a real neobank-style product: PIN + biometric app-lock, live FX rates, multi-asset balances, push notifications, and a white-label theming system that repaints the entire app from a single settings endpoint.

What you get

• Flutter client — auth · onboarding · home · deposit · withdraw · transactions · beneficiaries · investments · referrals · notifications · profile · support · security
• Laravel 13 backend with a Filament 4 admin panel — manage users, approve deposits/withdrawals, configure investment plans, and push notifications
• Onyx & Cognac design system — a restrained, editorial dark UI driven by theme tokens (/api/settings/public), so a client rebrand is a settings change, not a rebuild
• Full source. One-time payment. No SaaS fees, no revenue share, no vendor lock-in.

Security, by default

Folio ships with a PIN + biometric (local_auth) app-lock, secure token storage, and a session model built for money movement — not bolted on after the fact.

Built to white-label

Brand name, tagline, support channels, legal URLs, and the full color palette resolve at runtime from your settings API. Hand a client a build that's already theirs — down to the cognac accent.

Stack

• App: Flutter 3.9+, Riverpod, go_router, dio, fl_chart, local_auth, webview_flutter
• Backend: PHP 8.3, Laravel 13, Filament 4 admin
• Targets: iOS, Android, Web (PWA-ready)

Deploy in days. Own it forever.